San Jose Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less
4.01
Average pricing $
Updated Mar 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Good pricing $$
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Excellent pricing $$$
Updated Jun 2024
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.04
Good pricing $$

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get San Jose Auto Insurance Quotes Online

Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Jose Car Insurance

If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.

  • If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Jose Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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San Jose Insurance Agents

Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.

Tim Mellen
4606 Meridian Ave Ste F
San Jose, CA 95124

Micor Insurance Brokers
1731 Technology Dr Ste 250
San Jose, CA 95110

Larry Ho
621 Tully Rd
San Jose, CA 95111

Dennis Bane
5406 Thornwood Dr Ste 100
San Jose, CA 95123

Kenneth Moreno
181 Metro Dr Ste 290
San Jose, CA 95110

Saigon Insurance Service Center
1203 Lucretia Ave
San Jose, CA 95122

Cya Insurance Agency
2599 B Senter Rd
San Jose, CA 95111

Paul Nguyen
2021 The Alameda Ste 360
San Jose, CA 95126

Steve Harrington
1095 Branham Ln Ste 207
San Jose, CA 95136

James Duran
4340 Almaden Expway
San Jose, CA 95118

Vance Insurance Service Center
1941 Tully Rd Ste 10
San Jose, CA 95122

Bipin Kapadia
1150 S Bascom Ave Ste 28
San Jose, CA 95128

Uico Insurance Services
2352 Senter Rd
San Jose, CA 95112

Tin Nguyen
4112a Monterey Rd
San Jose, CA 95111

Fiorentino Insurance Agency
1153 Redmond Ave Ste C
San Jose, CA 95120

Dennis Stroup
6455 Almaden Expy Ste 103
San Jose, CA 95120

Inspro Agents & Brokers Insurance Services
4010 Moorpark Ave Ste 112
San Jose, CA 95117

AAA Insurance
5340 Thornwood Dr
San Jose, CA 95123

Ed Rodrigues
6110 Camino Verde Dr Ste 8
San Jose, CA 95119

Holly H Zhu
1150 N 1st St Ste 215
San Jose, CA 95112

Joseph Jabr
151 Bernal Rd Ste 7
San Jose, CA 95119

Joanne Vo
2847 S White Rd Ste 205
San Jose, CA 95148

Lisa Yen
1173 S De Anza Blvd Ste D
San Jose, CA 95129

Erlinda Moreno
1604 Tierra Buena Dr
San Jose, CA 95121

Dean Millsap
1610 Blossom Hill Rd Ste 8
San Jose, CA 95124

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