Sacramento Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Excellent pricing $$$
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less
4.01
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get Sacramento Car Insurance Quotes Online

To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Sacramento Auto Insurance

You can always try these other techniques to find the best deal on Sacramento car insurance.

  • If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Sacramento Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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Sacramento Insurance Agents

Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.

Collage Services
4603 Broadway
Sacramento, CA 95820

Big Savings Insurance Agency
7837 Stockton Blvd # 300
Sacramento, CA 95823

Brad Lauppe
3814 Auburn Blvd
Sacramento, CA 95821

Ancal Insurance Agency
2620 El Camino Ave
Sacramento, CA 95821

Access Capitol Insurance
1310 Howe Ave
Sacramento, CA 95825

Cherie Meek
4600 Northgate Blvd Ste 105
Sacramento, CA 95834

Jessie Lin
1851 Heritage Ln Ste 111
Sacramento, CA 95815

Survival Insurance
3335 Watt Ave
Sacramento, CA 95821

Payless Diamond Auto Insurance Services
3377 Arden Way
Sacramento, CA 95825

Titan Auto Insurance
5591 Sky Pkwy
Sacramento, CA 95823

Fernando Martinez
2775 Cottage Way Ste 39
Sacramento, CA 95825

Wellco Insurance Agency
6905 Stockton Blvd Ste 230
Sacramento, CA 95823

John Taylor Jr
2628 El Camino Ave Ste A14
Sacramento, CA 95821

Comia Insurance Agency
6163 Mack Rd
Sacramento, CA 95823

A C H Insurance Agency
3000 Arden Way
Sacramento, CA 95825

Seabury & Smith
2555 3rd St Ste 100
Sacramento, CA 95818

Pacific Pointe Insurance Agency
1333 Howe Ave Ste 208
Sacramento, CA 95825

June Huang
4611 Freeport Blvd Ste 7
Sacramento, CA 95822

Domingo Valdez
9719 Lincoln Village Dr Ste 409
Sacramento, CA 95827

Biner Insurance Agency
2717 Cottage Way Ste 3
Sacramento, CA 95825

Brett Peterson
4135 Northgate Blvd Ste 7
Sacramento, CA 95834

Steven Larson
6360 Belleau Wood Ln Ste 5
Sacramento, CA 95822

Cliff Cottam Insurance Services
3830 Watt Ave
Sacramento, CA 95821

Michael Cosby
900 Fulton Ave Ste 130
Sacramento, CA 95825

Hung Truong
6895 Lindale Dr
Sacramento, CA 95828

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