San Francisco Car Insurance Prices
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get San Francisco Auto Insurance Quotes Online
In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Francisco Car Insurance
If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.
- If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
- Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Francisco Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Francisco Insurance Agents
Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.
Traci Hollander
556 Castro St
San Francisco, CA 94114
Doug Lehr
206 Spear St
San Francisco, CA 94105
Jeffrey Lee
330 Townsend St Ste 225
San Francisco, CA 94107
Basic West Insurance Agency
1641 Taraval St
San Francisco, CA 94116
Cindy Wong
825 Van Ness Ave Ste 501
San Francisco, CA 94109
Krauter & Company
555 California St Fl 3
San Francisco, CA 94104
Bonafide Insurance Services
471 Fulton St
San Francisco, CA 94102
Heffernan Insurance Brokers
120 Howard St Ste 550
San Francisco, CA 94105
Yumi Hyomoto Sam
606 Portola Dr
San Francisco, CA 94127
Lilly Wong
2055 Market St
San Francisco, CA 94114
Anita Yee
2323 Noriega St Ste 206
San Francisco, CA 94122
Jason Gee
2131 19th Ave # 200
San Francisco, CA 94116
Eugene Kharakh
1434 Taraval St
San Francisco, CA 94116
C & C Insurance Agency
2525 Van Ness Ave Ste 204
San Francisco, CA 94109
Irene Tsang
522 Taraval St
San Francisco, CA 94116
Alex Boquiren
1434 Taraval St
San Francisco, CA 94116
Willis
1 Bush St Fl 10
San Francisco, CA 94104
Lawrence Di Giacomo
2379 Ocean Ave
San Francisco, CA 94127
Crouse & Associates Insurance
100 Pine St Ste 2500
San Francisco, CA 94111
Benjamin Barendrick
870 Market St Ste 754
San Francisco, CA 94102
Shao Wu Chang
2458 23rd Ave
San Francisco, CA 94116
Philip J Fraher & Company
4364 Mission St
San Francisco, CA 94112
Fernandos Insurance Agency
2989 Mission St
San Francisco, CA 94110
Janet Lin
1686 Bryant St
San Francisco, CA 94103
Sandy Lee
188 S Park St Apt 4
San Francisco, CA 94107
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