Modesto Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less
4.01
Average pricing $
Updated Jun 2024
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.04
Good pricing $$
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Excellent pricing $$$

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get Modesto Car Insurance Quotes Online

To adequately compare Modesto car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Modesto car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Modesto car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Modesto Auto Insurance

If your online insurance quotes do not meet your expectations, there are other methods of finding Modesto car insurance.

  • If you'd rather contact a Modesto insurance agent directly, you can search for Modesto insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Modesto Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Modesto drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Discounts for No Claims - If you have a tendancy to file small claims on your car insurance, you're going to pay more than if you had just paid the claims yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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Modesto Insurance Agents

Listed below are Modesto agents who may be able to help you find California car insurance. View all Modesto insurance agents.

Tijerina Insurance Services
1739 Crows Landing Rd Ste B
Modesto, CA 95358

Stewart Kriese Insurance Agency
400 Burney St
Modesto, CA 95354

Nicholson Insurance
4317 North Star Way Ste B
Modesto, CA 95356

Tijerina Insurance Service
1755 Crows Landing Rd
Modesto, CA 95358

Modesto Insurance Center
1009 Mchenry Ave Ste C
Modesto, CA 95350

Eastwood Insurance Services
2225 Plaza Pkwy
Modesto, CA 95350

Tadeo Insurance Services
901 N Carpenter Rd Ste 32
Modesto, CA 95351

Andy Harless
945 Coffee Rd Ste 1
Modesto, CA 95355

McVey Insurance Broker
1231 8th St Ste 100
Modesto, CA 95354

Verle Bartels
1136 Tully Rd Ste 4
Modesto, CA 95350

AAA Insurance
3525 Coffee Rd
Modesto, CA 95355

C – B Associates Insurance Service
1505 G St
Modesto, CA 95354

Arrowhead Insurance Agency
2937 Veneman Ave Ste B235
Modesto, CA 95356

Capax
3600 Sisk Rd
Modesto, CA 95356

Warren Stone
2200 Mchenry Ave Ste A-1
Modesto, CA 95350

Charlie Brown
810 Standiford Ave Ste 4
Modesto, CA 95350

Cisneros Insurance Agency
205 W Hatch Rd Ste 9
Modesto, CA 95351

Tom Paul
1600 Sunrise Ave Ste 7a
Modesto, CA 95350

Gary Lash
3604 Oakdale Rd Ste A
Modesto, CA 95357

Tamsey Hilsabeck
902 13th St
Modesto, CA 95354

One Stop Services
1612 Crows Landing Rd
Modesto, CA 95358

Scott Montez
3324 Mchenry Ave
Modesto, CA 95350

Jerry Cooper
1912 Standiford Ave Ste 1
Modesto, CA 95350

Giddings Corby Hynes
1150 9th St Ste 1400
Modesto, CA 95354

Pasillas-Macias Insurance Services
1511 Crows Landing Rd
Modesto, CA 95358

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