San Jose Car Insurance Prices
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get San Jose Auto Insurance Quotes Online
Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Jose Car Insurance
If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.
- If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
- It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Jose Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Jose Insurance Agents
Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.
Victor Ly
1510 Parkmoor Ave Ste A
San Jose, CA 95128
Kim Trang Nguyen
2185 Tully Rd
San Jose, CA 95122
Community Insurance
1045 N 4th St
San Jose, CA 95112
Humberto Flores
402 S Bascom Ave
San Jose, CA 95128
Bay Area Fire & Casualty Insurance
2956 Covewood Ct
San Jose, CA 95148
Ho Quang Nhut Insurance Agency
2048 Tully Rd
San Jose, CA 95122
Richard Joseph Salciccia
870 N 1st St
San Jose, CA 95112
Lydia Ng
3150 Almaden Expy Ste 227
San Jose, CA 95118
Amila Insurance Services
4340 Almaden Expwy
San Jose, CA 95118
George Homer
1150 Hillsdale Ave Ste 103
San Jose, CA 95118
Jesse Perez
1515 Meridian Ave Ste 201
San Jose, CA 95125
Paul Nguyen
2021 The Alameda Ste 360
San Jose, CA 95126
Michiko Salisbury
1777 Hamilton Ave Ste 218
San Jose, CA 95125
Casualty One Insurance Services
4320
San Jose, CA 95129
Egca Insurance Services
535 S Bascom Ave
San Jose, CA 95128
Alex Medina
1620 Oakland Rd Ste D107
San Jose, CA 95131
Wayne Hopp
1610 Blossom Hill Rd Ste 11
San Jose, CA 95124
Oasis San Jose Insurance Services
1629 Alum Rock Ave
San Jose, CA 95116
Rose Mary Nunes
2690 S White Rd Ste 30
San Jose, CA 95148
Amanda Carolyn Nguyen
1968 Aborn Rd
San Jose, CA 95121
Lisa Yen
1173 S De Anza Blvd Ste D
San Jose, CA 95129
Coast Auto Insurance Services
1858 W San Carlos St
San Jose, CA 95128
Randall Talley
5406 Thornwood Dr Ste 100a
San Jose, CA 95123
Tracy Nguyen
2379b Senter Rd
San Jose, CA 95112
Michael Guarino
2021 The Alameda Ste 200
San Jose, CA 95126
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