San Francisco Car Insurance Prices
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get San Francisco Auto Insurance Quotes Online
In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Francisco Car Insurance
If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.
- If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
- Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Francisco Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Francisco Insurance Agents
Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.
Machado Insurance & Financial Services
87 Graham St Ste 160
San Francisco, CA 94129
Robert Emmett Kennedy Jr
760 Market St
San Francisco, CA 94102
Steven Cresci Insurance
544 Golden Gate Ave
San Francisco, CA 94102
Daniel Onyike
1411 Irving St
San Francisco, CA 94122
Marina Grau
1186 Folsom St
San Francisco, CA 94103
Allan Chan
5264 Mission St
San Francisco, CA 94112
R Carrie Insurance Agency
2140 Sutter St
San Francisco, CA 94115
Sheila Machado
87 Graham St Ste 160
San Francisco, CA 94129
AAA Insurance
160 Sutter St
San Francisco, CA 94104
Northbay Auto Insurance Center
425 Divisadero St Ste 202
San Francisco, CA 94117
Rush & OKane Insurance Bkrs
2145 19th Ave
San Francisco, CA 94116
Wang Insurance Agency
2620 Judah St
San Francisco, CA 94122
David John
1885 Lombard St
San Francisco, CA 94123
Yumi Hyomoto Sam
606 Portola Dr
San Francisco, CA 94127
Asia Insurance Agency
300 Montgomery St Ste 908
San Francisco, CA 94104
Frank Crystal & Company Of Ca
575 Market St
San Francisco, CA 94105
Jerry Verdi
580 California St Fl 16
San Francisco, CA 94104
Anita Yee
2323 Noriega St Ste 206
San Francisco, CA 94122
M J Carlos Bermudez
582 Market St Ste 204
San Francisco, CA 94104
Professional Insurance Associates
2269 Chestnut St # 489
San Francisco, CA 94123
Stephen Mahoney
360 W Portal Ave Ste E
San Francisco, CA 94127
Alan Chan
1700 California St Ste 210
San Francisco, CA 94109
Commercial-One Insurance Services
3900 Geary Blvd Ste 202
San Francisco, CA 94118
James Lee
1931 Noriega St
San Francisco, CA 94122
Alexander P Izotoff
51 Paramount Ter
San Francisco, CA 94118
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