2004 Toyota 4Runner Insurance Rates

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
AllstateProgressiveState FarmNationwideLiberty MutualFarmers Insurance

Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less
4.01
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Excellent pricing $$$
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Nov 2024
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less
4.11
Excellent pricing $$$

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

can be a challenge if you are a beginner to online quotes. But don't be discouraged because using the internet to shop for auto insurance is actually quite easy. can be surprisingly simple. You just have to comparing rates from different insurance companies. by clicking the button below to compare rate quotes.

Click to View Rates Effective April 18th, 2026

Auto insurance rates for your Toyota 4Runner will vary greatly based upon several criteria. Taken into consideration are:

  • The performance level of your Toyota
  • Your accident report
  • Bundling home and auto policies
  • Pleasure, commute or business use
  • Your birth date
  • Having a spouse can save money
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Affiliation with professional organizations
  • Whether you own your home

The best way to determine is to make apples-to-apples comparisons of both. You may actually get a different price from the same insurance company when they use both methods. But it's impossible to know which is cheaper without quoting identical coverages for both. When comparison shopping, having more price comparisons gives you a better chance of getting a lower rate for your Toyota 4Runner. Some insurance companies that provide coverage for a 2004 Toyota 4Runner are:

  • Farmers Insurance
  • Esurance
  • State Farm
  • Geico
  • Allstate
  • SAFECO
  • Farm Bureau
  • Progressive
  • AAA
  • Mercury Insurance

Dozens more insurance companies provide coverage in your area, so we recommend you get from all available insurance companies to lower your rates.

Get a FREE Quote in Minutes

Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate
Farmers InsuranceState FarmProgressiveLiberty Mutual