2004 Kia Spectra Insurance Rates

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Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $
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Updated Jun 2024
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.04
Good pricing $$
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Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less
4.01
Average pricing $
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Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

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Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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Eric Stauffer

Updated July 2025

Shopping online for car insurance if you've never compared online rate quotes. But relax because using the internet to shop for car insurance is actually quite easy. To find the best car insurance prices, there are several ways to get quotes from different insurance companies. The best way to find the lowest Kia rates is to perform an online rate comparison. It is quite easy and can be accomplished by clicking below to compare rates.

Click to View Rates Effective June 12th, 2026

Insurance rates paid to insure a 2004 Kia Spectra can vary widely depending on several factors. Taken into consideration are:

  • Traffic citations increase rates
  • Your credit history
  • Big city or small town
  • Annual mileage
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your Kia
  • Your occupation
  • The level of coverage
  • Home ownership saves money

if prices are better online or from an agent is to take the time to compare rates from both. It's possible to get different rates when comparing quotes online and from an agent from the same company. When quoting car insurance, remember that having more price comparisons will improve the odds of getting . Insurers near you that can insure a 2004 Kia Spectra including but not limited to are:

  • Travelers
  • The Hartford
  • State Farm
  • Esurance
  • Progressive
  • Liberty Mutual
  • Auto-Owners Insurance
  • Geico

insurers can protect your Kia in your location, and you need to review rate quotes for each company in order to get the lowest rates.

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