2001 Kia Spectra Insurance Rates

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Drivers have found rates as low as $42/month in the last few days!

Updated Jan 2025

Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more

Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.68

Excellent pricing $$$

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Updated Mar 2025

For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more

For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less

4.01

Average pricing $

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Updated Dec 2021

Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more

Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.00

Average pricing $

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Updated Nov 2024

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less

4.11

Excellent pricing $$$

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People who are new to shopping for insurance online can find purchasing affordable Spectra insurance very challenging.
There are several ways to compare quotes and find the best price. The easiest way by far to compare Kia insurance prices is to get quotes online. This can be accomplished by clicking the button below.

Click to View Rates Effective November 12th, 2026

Insurance rates paid to insure a 2001 Kia Spectra will vary greatly subject to many criteria. Some of these factors include:

Your driving record
Credit rating impacts rates
Where you live
Annual mileage
Your sex
Deductible amount
NTSB crash rating for your vehicle
Your profession
Insurance coverage level
Owning a home can lower rates

Insurance agents are a valuable resource, but you also have the option of buying direct from companies online. Some specific companies, such as State Farm, Allstate and Farmers, who have local agents additionally provide the ability to quote and buy online, and that can save time if you don't want to take the time to contact agents.

It's important to know that having more price comparisons will increase your chances of finding the best rates on a Kia Spectra. Car insurance companies near you that can insure a 2001 Kia Spectra including but not limited to are:

Travelers
The Hartford
State Farm
Esurance
Progressive
Liberty Mutual
Auto-Owners Insurance
Geico

Many more car insurance companies sell insurance in your area, so you should review rate estimates for every insurance company to find the best price.