1999 Kia Sephia Insurance Rates

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Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jun 2024
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.04
Good pricing $$
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $
Updated Mar 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Good pricing $$

Table of Contents

If online price quotes are new to you, you may be overwhelmed by the hoards of companies competing for your business.
The are a couple different ways of comparing rates from different insurance companies. The easiest way to find the cheapest Kia insurance rates involves getting comparison quotes online. This can be done by clicking below.

Click to View Rates Effective August 6th, 2026

Insurance rates paid to insure a 1999 Kia Sephia can be significantly different depending on several factors. Including but not limited to:

  • Any tickets you may have
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Kia
  • Your claim history
  • Membership in certain organizations
  • Home ownership saves money

If you're concerned about selecting your own policy coverages when buying direct, this is a normal reaction for first-time shoppers. Car insurance companies that require consumers to choose their own coverages have customer service departments that you can contact for information. When comparing car insurance rates, know that comparing a large number of companies helps locate lower premiums for your Kia Sephia. Insurers near you that can insure a 1999 Kia Sephia including but not limited to are:

  • Travelers
  • The Hartford
  • State Farm
  • Esurance
  • Progressive
  • Liberty Mutual
  • Auto-Owners Insurance
  • Geico

At least ten more insurers offer coverage in your state, and you should compare online rate quotes for every provider to find the best price.

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Nationwide State Farm Allstate
AllstateProgressiveState FarmFarmers Insurance