2012 Ford Explorer Insurance Rates

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Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Excellent pricing $$$
Updated Nov 2024
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less
4.11
Excellent pricing $$$
Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less
4.01
Average pricing $
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $

Table of Contents

If you've never shopped for car insurance online, you may be overwhelmed due to the large number of companies wanting to insure your 2012 Ford Explorer.
The are a couple different ways to get quotes from car insurance companies in your area. The fastest way to find the lowest Ford rates involves getting comparison quotes online. This can be done by clicking below.

Click to View Rates Effective August 4th, 2026

Insurance premiums on a Ford Explorer can vary widely subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Your location
  • The number of annual miles
  • Male drivers pay higher rates
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • What you do for a living
  • Your coverage level
  • Owning a home can lower rates

If you're concerned about not having an agent to talk to when buying car insurance direct, don't sweat it. Online car insurance companies that require consumers to choose their own coverages provide options to walk you through the process. Most companies also provide help pages and frequently asked questions that you can use if you have questions. When comparing car insurance rates, know that comparing a large number of companies should enable you to find the best rates on a Ford Explorer. A few car insurance companies in your area are as follows:

  • State Farm
  • Farmers Insurance
  • Progressive
  • Geico
  • Auto-Owners Insurance
  • The Hartford
  • Farm Bureau
  • USAA
  • Nationwide
  • Travelers

Many more car insurance companies are able to provide coverage in your location, and industry experts recommend you compare rate estimates for every company to find the best price.

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