2004 Ford Explorer Insurance Rates

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Find the Lowest Car Insurance Rates Today

Drivers have found rates as low as $42/month in the last few days!

Updated Nov 2024

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less

4.11

Excellent pricing $$$

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Updated Jul 2024

Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more

Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less

3.98

Average pricing $

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Updated Jun 2024

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.04

Good pricing $$

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Updated Mar 2025

For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more

For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less

4.01

Average pricing $

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If you're new to shopping for car insurance online, you may be confused by the hoards of companies offering insurance for your 2004 Ford Explorer.
The are a couple different ways to compare rate quotes from local car insurance companies. The best way to find competitive Ford insurance rates involves getting comparison quotes online. This can be done by clicking below to compare rates.

Click to View Rates Effective November 12th, 2026

Car insurance premiums for a 2004 Ford Explorer can fluctuate considerably subject to many criteria. Including but not limited to:

Traffic violations
Credit rating
Your location
How many miles you drive
Men typically pay more than women
Low deductibles cost more
NTSB crash rating for your vehicle
Your job
The amount of protection requested
Owning a home can lower rates

If you're concerned about not having professional advice when buying car insurance direct, don't be too concerned. Auto insurance companies provide toll-free numbers to answer any questions you may have. When comparison shopping, obtaining a wide range of quotes will improve the odds of getting a lower rate for your Ford Explorer. Some car insurance companies in your area that provide 2004 Ford coverage are listed below.

State Farm
Farmers Insurance
Progressive
Geico
Auto-Owners Insurance
The Hartford
Farm Bureau
USAA
Nationwide
Travelers

Dozens more car insurance companies can protect your Ford where you live, and you need to review rate quotes from as many insurers as possible so you find the cheapest 2004 Ford Explorer coverage.