2004 Ford Explorer Insurance Rates

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Nationwide State Farm Allstate
AllstateProgressiveState FarmNationwideLiberty MutualFarmers Insurance

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Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Excellent pricing $$$
Updated Jun 2024
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.04
Good pricing $$

Table of Contents

If you're new to shopping for car insurance online, you may be confused by the hoards of companies offering insurance for your 2004 Ford Explorer.
The are a couple different ways to compare rate quotes from local car insurance companies. The best way to find competitive Ford insurance rates involves getting comparison quotes online. This can be done by clicking below to compare rates.

Click to View Rates Effective August 6th, 2026

Car insurance premiums for a 2004 Ford Explorer can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic violations
  • Credit rating
  • Your location
  • How many miles you drive
  • Men typically pay more than women
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Your job
  • The amount of protection requested
  • Owning a home can lower rates

If you're concerned about not having professional advice when buying car insurance direct, don't be too concerned. Auto insurance companies provide toll-free numbers to answer any questions you may have. When comparison shopping, obtaining a wide range of quotes will improve the odds of getting a lower rate for your Ford Explorer. Some car insurance companies in your area that provide 2004 Ford coverage are listed below.

  • State Farm
  • Farmers Insurance
  • Progressive
  • Geico
  • Auto-Owners Insurance
  • The Hartford
  • Farm Bureau
  • USAA
  • Nationwide
  • Travelers

Dozens more car insurance companies can protect your Ford where you live, and you need to review rate quotes from as many insurers as possible so you find the cheapest 2004 Ford Explorer coverage.

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Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.

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Nationwide State Farm Allstate
State FarmProgressiveLiberty MutualNationwide