BMW X1 Insurance Rates

By clicking, you agree to our Terms of Use

Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Aug 2025

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.04

Average pricing $

Compare Similar Rates

Updated Mar 2025

For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more

For more than 90 years, American Family has been protecting and supporting its customers with strong customer service. They claim to be more than just an insurance company. They want to transform the way you think about insurance. At AmFam, they believe your dreams are important and that is why they work hard to protec less

4.01

Average pricing $

Compare Similar Rates

Updated Jan 2025

Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more

Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.68

Good pricing $$

Compare Similar Rates

Updated Nov 2024

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less

4.11

Average pricing $

Compare Similar Rates

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

View Full Bio

Written by
Alexandra Arcand

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

View Full Bio

Reviewed by
Eric Stauffer

Updated July 2025

If you are a novice to online car insurance shopping, you can be overwhelmedby the hoardsof online car insurance companies and websitesselling insurance.
The are a couple different waysto compare rate quotesand find the best price. The simplest methodto compare BMW insurance pricesis to perform an online rate comparison. This can be accomplishedby typing your zip codein the box at the top of this page.

Insurance premiumsfor your BMW X1will vary greatlydepending on several factors. Some of these factors include:

Higher performance BMW vehicles cost more
Your accident history
Bundling home and auto policies
Pleasure, commute or business use
Mature drivers pay less
Whether you are married
Extra coverages like towing and rental
Your job
Insurance coverage level
Whether you own your home

When trying to find the best rates, the only way to determineif the best rates are online or from local agentsis making fair comparisons of each of their rates. You may actually get a different pricefrom the same car insurance companyfrom the exact same provider. It's important to know thatcomparing more rateswill increase your chances of findinglower premiums for your BMW X1.

Factors shown aboveaid in calculatingyour insurance ratesbut the year of your vehiclealso plays a part. Click on the model yearbelowto get specificpricing information.

New California Car Insurance Rates on BMW X1 Vehicles Effective April 15th, 2026

View Rates