2016 Kia Optima Insurance Rates

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Find the Lowest Car Insurance Rates Today

Drivers have found rates as low as $42/month in the last few days!

Updated Jun 2024

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.04

Good pricing $$

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Updated Nov 2024

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less

4.11

Excellent pricing $$$

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Updated Mar 2024

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

3.91

Average pricing $

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Updated Dec 2021

Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more

Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.00

Average pricing $

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People who are new to comparison shopping online may find shopping for cheap Optima insurance very challenging.
Finding cheaper Optima coverage prices can be quick and easy. Drivers just need to take the time to get quotes online from several insurance companies. This can be done by clicking the button below.

Click to View Rates Effective November 12th, 2026

Car insurance premiums for a 2016 Kia Optima can be significantly different and are calculated by many factors. Some of these factors include:

High performance increases premiums
Any accidents you may have
Multiple policies can save money
Use of your vehicle
Your age
Being married may save money
Special coverage such as replacement cost
Your claim history
Affiliation with professional organizations
Whether you rent or own your home

Insurance agents are important to many people, but you also have the option of buying car insurance from online companies direct. Some companies like State Farm and Allstate who have local agents also let you buy direct online, and that can save time if finding the best price is important.

When comparison shopping, more comparison quotes helps locate better pricing. Some auto insurance companies in your area that provide 2016 Kia coverage are listed below.

Travelers
The Hartford
State Farm
Esurance
Progressive
Liberty Mutual
Auto-Owners Insurance
Geico

Many additional auto insurance companies offer coverage in your state, and you should compare cost estimates from as many auto insurance companies as possible so you find the cheapest 2016 Kia Optima coverage.