2014 Kia Optima Insurance Rates

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Drivers have found rates as low as $42/month in the last few days!

Updated Jul 2024

Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more

Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less

3.98

Average pricing $

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Updated Jun 2024

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.04

Good pricing $$

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Updated Mar 2024

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

3.91

Average pricing $

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Updated Mar 2025

For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more

For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less

4.01

Average pricing $

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Saving money on auto insurance is challenging if you've never compared online rate quotes. But relax because finding affordable coverage online is easier than you think. Finding cheaper Optima coverage prices is surprisingly easy. You just need to take the time getting comparison quotes online with multiple companies. by clicking the button below to compare rate quotes.

Click to View Rates Effective November 12th, 2026

Car insurance premiums for a 2014 Kia Optima can be significantly different subject to many criteria. Taken into consideration are:

High performance increases premiums
Your accident history
Bundling home and auto policies
Use of your vehicle
Your birth date
Being married may save money
Optional coverages like vehicle replacement
What you do for a living
The level of coverage
Owning a home can lower rates

If you have the time, the only way to find out if car insurance prices are lower online or from agents is getting rates for as many of both types of providers as possible. It's even possible to receive different pricing comparing agents to online prices when using both online and agent quotes. When quoting auto insurance, remember that comparing more company's prices will enable you to find the best offered rates. Some car insurance companies in your area that provide 2014 Kia coverage are listed below.

Travelers
The Hartford
State Farm
Esurance
Progressive
Liberty Mutual
Auto-Owners Insurance
Geico

More car insurance companies offer quotes in your state, and it's recommended you compare cost estimates for each provider in order to get the lowest rates.