2011 Kia Optima Insurance Rates

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Find the Lowest Car Insurance Rates Today

Drivers have found rates as low as $42/month in the last few days!

Updated Nov 2024

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less

4.11

Excellent pricing $$$

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Updated Mar 2025

For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more

For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less

4.01

Average pricing $

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Updated Jun 2024

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more

Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.04

Good pricing $$

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Updated Mar 2024

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

3.91

Average pricing $

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People who are new to comparing rates online will find buying affordable Optima insurance nearly impossible.
There are several ways to get quotes and find the best price. The easiest way by far to find the lowest Kia rates is to get quotes online. This can be accomplished by clicking the button below to compare rate quotes.

Click to View Rates Effective November 12th, 2026

Car insurance premiums for a 2011 Kia Optima can vary widely based upon several criteria. Some of these factors include:

Traffic citations increase rates
Better credit equals lower rates
Where you live
How many miles you drive
Male rates may be higher
The deductible you choose
Safety rating or your Kia
No claims lowers premiums
Affiliation with professional organizations
Whether you own your home

Insurance agents serve a purpose, but you can also find affordable auto insurance directly from online companies. Some companies, such as State Farm, Allstate and Farmers, that sell primarily through agents also let you buy direct online, and that can save time if finding the best price is important.

When comparison shopping, obtaining a wide range of quotes will increase your chances of finding better pricing. Some insurance companies in your area that provide 2011 Kia coverage are listed below.

Travelers
The Hartford
State Farm
Esurance
Progressive
Liberty Mutual
Auto-Owners Insurance
Geico

Many additional insurance companies sell insurance in your location, so you should review online quotes from all available car insurance companies to lower your rates.