2007 Kia Optima Insurance Rates

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Find the Lowest Car Insurance Rates Today

Drivers have found rates as low as $42/month in the last few days!

Updated Mar 2025

For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more

For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less

4.01

Average pricing $

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Updated Mar 2024

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

3.91

Average pricing $

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Updated Jan 2025

Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more

Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.68

Excellent pricing $$$

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Updated Dec 2021

Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more

Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.00

Average pricing $

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People who are new to comparison shopping online may find shopping for affordable Optima insurance to be a formidable task.
Lowering your auto insurance rates is surprisingly easy. Drivers just need to take a few minutes getting comparison quotes online from several insurance companies. This can be done by clicking below to compare rates.

Click to View Rates Effective November 12th, 2026

Insurance rates paid to insure a 2007 Kia Optima can be significantly different and are calculated by many factors. Some of these factors include:

High performance increases premiums
Your accident history
Multiple policies can save money
How you use your vehicle
Young drivers cost more
Marriage can lower rates
Special coverage such as replacement cost
No claims lowers premiums
Professional memberships
Whether you rent or own your home

Insurance agents are important to many people, but you also have the option of buying car insurance direct online. Some specific companies, such as State Farm, Allstate and Farmers, who sell through agents also give you the ability to buy online, and that can save time if finding the best price is important.

When quoting auto insurance, remember that comparing more company's prices helps locate better pricing. Auto insurance companies near you that can insure a 2007 Kia Optima including but not limited to are:

Travelers
The Hartford
State Farm
Esurance
Progressive
Liberty Mutual
Auto-Owners Insurance
Geico

Many additional auto insurance companies offer coverage in your state, and you should compare premium costs for each provider in order to get the lowest rates.