2009 Kia Spectra Insurance Rates

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Find the Lowest Car Insurance Rates Today

Drivers have found rates as low as $42/month in the last few days!

Updated Mar 2025

For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more

For more than 90 years, American Family has been protecting and supporting its customers with strong customer service.\n\nThey claim to be more than just an insurance company. They want to transform the way you think about insurance.\n\nAt AmFam, they believe your dreams are important and that is why they work hard to less

4.01

Average pricing $

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Updated Dec 2021

Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more

Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less

4.00

Average pricing $

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Updated Nov 2024

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more

Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less

4.11

Excellent pricing $$$

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Updated Mar 2024

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more

Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less

3.91

Average pricing $

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People who are new to shopping for insurance online can find shopping for low-cost Spectra insurance to be a formidable task.
There are several ways to compare quotes from local car insurance companies. By far the easiest way to compare Kia insurance prices is to get quotes online. This can be accomplished by clicking below to compare rates.

Click to View Rates Effective November 12th, 2026

Insurance rates paid to insure a 2009 Kia Spectra will vary greatly and are calculated by many factors. Some of these factors include:

Your driving record
Better credit equals lower rates
Men typically pay more than women
Higher deductibles save money
Your vehicle's safety rating
Your job
The level of coverage
Whether you rent or own your home

Insurance agents are important to many people, but you also have the option of buying directly from online companies. Some specific companies like Allstate and State Farm who sell through agents also give you the ability to buy online, and that can save time if you don't want to take the time to contact agents.

When quoting car insurance, remember that having more price comparisons will enable you to find the best rates on a Kia Spectra. Auto insurance companies near you that can insure a 2009 Kia Spectra including but not limited to are:

Travelers
The Hartford
State Farm
Esurance
Progressive
Liberty Mutual
Auto-Owners Insurance
Geico

Many more auto insurance companies offer quotes in your area, and it's recommended you compare cost estimates from all available insurance companies to lower your rates.