1996 Ford Explorer Insurance Rates

If this is your first time buying car insurance online, you may be overwhelmed due to the large number of companies selling insurance.
The are a couple different ways to get quotes from car insurance companies in your area. The best method to find the lowest Ford rates involves getting comparison quotes online. This can be done by clicking below to compare rates.

Click to View Rates Effective August 4th, 2026

Auto insurance rates for your Ford Explorer can vary widely depending on several factors. Including but not limited to:

• Traffic citations increase rates
• Credit rating impacts rates
• Men typically pay more than women
• Higher deductibles save money
• Crash test rating for your Ford
• What you do for a living
• Your coverage level
• Home ownership saves money

If you're concerned about not getting proper coverage when buying direct, that is normal but is not a big issue. Online car insurance companies that require consumers to choose their own coverages have toll-free phone numbers and other options for getting questions answered. Consumers also can use the ability to chat online live with a sales rep and online research so you can feel comfortable buying online. When comparing car insurance rates, know that obtaining a wide range of quotes provides better odds of finding lower pricing. Some insurers that provide coverage for a 1996 Ford Explorer are:

• State Farm
• Farmers Insurance
• Progressive
• Geico
• Auto-Owners Insurance
• The Hartford
• Farm Bureau
• USAA
• Nationwide
• Travelers

Multiple insurers provide insurance in your location, so it's imporant to get premium costs for every company to find the best price.